With much higher grain prices and crop input costs, risk management has become a very important part of farm management.
Farr Property Services, Inc. sells several types of crop hail insurance and multi-peril crop insurance from Farmers Mutual Hail Insurance Company of Iowa - the industry leader in crop insurance.
Here are some of the reasons midwest farmers choose Farmers Mutual Hail:
Full-time field supervisors within your respective area.
Over 600 qualified loss adjusters.
Full and deductible coverages available.
Same day protection may be available.
No value clause.
No pro rata clause (other insurance does not affect hail loss payments).
Soybean coverage - broad form.
No soybean replant clause.
No corn replant - FMH pays the loss.
Catastrophe allowance offered on most policy types.
Vandalism and malicious mischief offered - $50 minimum per occurance.
Fire protection included at no extra charge.
Companion policy available.
Harvested crops covered in transit.
Stored crops coverage included.
Termination of all coverages - December 31. (Exception: special crops and Green Snap)
Fall premium - Cash discount available in IL if paid by August 1.
Premium Modification Plan offered.
Guaranteed rates.
Green Snap coverage available.
Green Snap Extra coverage available in IL, IN & WI.
REMEMBER - You get what you pay for - The bitterness of poor quality remains long after the sweetness of low price is forgotten.
